THINK Microfinance.org
An independent, open-minded and development-oriented microfinance discussion network
THINKmf | A Microfinance Discussion Network
Started by an independent study course at the Wharton School of the University of Pennsylvania, THINK Microfinance is a portal where students and professionals interested in sustainable social development through microfinance can share their intellectual wealth, including microfinance knowledge, resources and experiences. Please share!- Primary File: Lending Methodology (.ppt)
- Primary File: Lending Methodology Excel (.xsl)
- Secondary File: Secured Lending and its Poverty Reduction Effect (.pdf)
Oct 01 : Lending Methodology
Wharton Microfinance Independent Study Lesson 2A
This lesson covers all things lending — how to determine proper interest rates through cost of capital; the difference between declining balance and flat interest rates; loan amounts; loan terms; collateral requirements; compulsory savings. The information gets a little dense but the slides should, for the most part, be self-explanatory. The primary source for this data is the Microfinance Handbook: An Institutional and Financial Perspective, by Joanna Ledgerwood published by The World Bank in 1999.
Attachments are below. Please feel free to discuss this course.
Lesson Resources
Posted by Anton on Oct 01 2006 under Wharton MFI Course Fall 06, Sustainability and Profitability, Financial Instruments, Lending
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